Self Employment Toolkit vs Everlance

What Everlance does well

Everlance earned its 4.8 App Store rating. The automatic mileage tracking is the reason. You drive, the phone logs the trip in the background, and you swipe to mark it business or personal. For a 1099 driver who only needs a clean mileage log, that experience is hard to beat, and we are not going to pretend otherwise.

Everlance tracks mileage and expenses, charges $8 to $12 a month depending on plan, and produces an IRS-ready mileage report at tax time. If mileage is the only number you track, Everlance is a fair pick.

The question this page answers is narrower: what happens when mileage is one of four or five things you have to track. That is where a mileage-only app stops at the edge of your tax return.

Where a mileage-only app runs out

Schedule C has more than a mileage line. It has gross receipts, a stack of expense categories in Part II, and a vehicle section in Part IV. Everlance handles the miles and your expenses. It does not invoice your clients, track your billable hours, or hand you the rest of the form.

So the mileage lives in Everlance, the hours live in Toggl or a spreadsheet, the invoices live in FreshBooks or a Word template, and at tax time you stitch four sources together by hand. Every handoff is a place to lose a deduction or a billable hour.

Self Employment Toolkit keeps it in one record. A trip can become an invoice line item. A logged hour rolls into a billable invoice. Miles, hours, expenses, and income all feed one year-end Schedule C export. One login, one tax return.

The mileage gap, stated honestly

Here is the trade we are asking you to weigh. Everlance has automatic GPS tracking and we do not, not yet. iOS background tracking is on our roadmap, not in the product today. Right now you log a trip by entering the start, the end, and the date, or by picking saved locations so a regular route is two taps.

Both apps apply the same IRS standard mileage rate, 72.5 cents per mile in 2026. The deduction math is identical; the difference is whether the phone catches the drive for you or you log it yourself.

If automatic capture is the single feature you cannot live without, Everlance is the better mileage tool today and we will say so. If you are willing to log trips manually to get time tracking, invoicing, expenses, and a Schedule C bundle in the same place for less, keep reading.

Pricing, with the caps named

Everlance runs $8 to $12 a month. Self Employment Toolkit is $6 a month, or $48 a year, which works out to about $4 a month. There is a Free tier with 20 mileage trips and 10 time entries a month, enough to try the workflow on real data before you pay.

Pro has no caps. No client limit, no invoice limit, no per-user fee, no upsell prompts inside the app. Schedule C is the unit of pricing here, not seats or features unlocked one at a time.

AI receipt parsing and email-to-expense forwarding are Pro features. Snap or forward a receipt and the expense gets logged and categorized to a Schedule C line for you.

Built by someone who files Schedule C

Self Employment Toolkit was built by Spencer Wood, a solo operator who files his own Schedule C and got tired of paying QuickBooks $20 a month for payroll and inventory features he never touched, plus the duplicate-transaction bugs that came with them.

Every feature gets one test before it ships: would a solo Schedule C filer actually use this. No payroll module, no inventory, no chart of accounts, no debits and credits. If you have employees or hold stock, you have outgrown this tool, and we will tell you that on the way in.

That is the whole pitch against a mileage-only app. Same IRS-rate mileage logging, plus the time, expenses, invoices, and the Schedule C export that a mileage app was never built to give you.

Common questions