Most software for self-employed people hides the real cost behind add-ons, per-user fees, and caps you only hit once you depend on the tool. This page lists what Self Employment Toolkit promises never to add to your bill. $6 a month or $48 a year, no caps.
Start freeA pricing page tells you what you pay today. It rarely tells you what happens when you add your sixth client, send your hundredth invoice, or want to export your own data. That is where the gotchas live.
Look at the headline prices. FreshBooks Lite is $23 a month, and the 'Lite' caps you at 5 billable clients, then charges $11 per extra user and $20 a month for advanced payments. Bonsai runs $25 to $39 a month and holds your Stripe payouts for up to 10 business days. QuickBooks Solopreneur is $20 a month and sits at the entry of a suite built to scale into payroll, inventory, and multi-entity accounting a Schedule C filer never needs. Each is good at something. None of them is honest about the second number on your invoice.
Self Employment Toolkit is built by one self-employed person, Spencer Wood at Woodfire Digital LLC, who files Schedule C and got tired of paying QuickBooks for features he never touched. The list below is the answer to a single question: what would I refuse to be charged for? Every item is a promise, with one sentence on why it protects a solo Schedule C filer.
Add as many clients as you need. A cap on clients is a tax on growth, and you should not have to upgrade your plan because you landed your sixth customer.
Send as many invoices as you need. Invoicing is how you get paid, so metering it is the one place a tool should never put a wall.
The price is the price, for one person. This is built for a sole proprietor or single-member LLC, so there is no seat to add and no per-user line item to surprise you later.
There is no payroll here, and there never will be. If you are running payroll, you have employees and a more complex return than Schedule C, and you have outgrown what this tool is for.
No stock counts, no cost of goods sold engine, no warehouse fields. Inventory is a different kind of business with a different tax return, and carrying that machinery would make the tool slower and pricier for the people it is actually for.
One Schedule C, US dollars, no premium tier to unlock either. Solo filers report in USD on a single Schedule C, so charging extra for entities and currencies you do not use would be charging you for nothing.
Keep the bank you already have. Some tools push their own business checking account to capture more of your money, and you should never have to switch banks to track your miles.
You enter your own data, and we never require a bank link to use the product. Forcing a Plaid login before you can log a trip hands a third party your financial credentials for no reason, and we will not build it that way.
Pro is Pro, with no 'upgrade to unlock' interruptions once you are paying for it. You bought a tool to do work, not to dodge banner ads for the tool you already bought.
No chart of accounts, no journal entries, no debits and credits, no reconciliation screens. You file Schedule C, not a GAAP audit, so the tool speaks in miles, hours, expenses, and the tax lines those map to.
We estimate your taxes and hand you a Schedule C-ready export. We do not try to sell you a filing product on top. The estimate and the year-end bundle are the job; what you do with them at filing time is yours.
One tool covers mileage, time, expenses, invoices, and a year-end export in Schedule C order. The full version is $6 a month or $48 a year, with no client caps, no invoice caps, and no per-user fees. The free plan covers 20 mileage trips and 10 time entries a month so you can try the real thing before you pay.
The promises above are the product. A solo Schedule C filer should be able to read one price, trust it, and get back to work.
Start free with 20 mileage trips and 10 time entries a month, then move to Pro for $6 a month or $48 a year when you are ready. No client caps, no invoice caps, no per-user fees, no upsell prompts. Built by a solopreneur who files Schedule C and refuses to pay for the rest.
Start free