Keeper is a tax filing service with expense tracking attached. Self Employment Toolkit is the year-round record behind the return. They solve different halves of the same problem.
Start freeKeeper finds deductions from your bank transactions and files your return, from $199 a year for its Standard plan. Its pricing page lists mileage tracking as coming soon. Self Employment Toolkit does not file returns; it keeps the mileage, time, expense, and invoice records a Schedule C is built from, for $6 a month or $48 a year.
| Self Employment Toolkit | Keeper | |
|---|---|---|
| Price | Free, or $6/mo or $48/yr | $20/mo bookkeeping only; filing plans from $199/yr |
| Files your tax return | No | Yes, on filing plans |
| Mileage tracking | Yes, IRS rate by trip date | Listed as coming soon |
| Time tracking | Yes | Not listed |
| Invoicing | Yes, no caps | Not listed |
| Expense tracking | Manual entry and bank export import; AI receipts on Pro | Automatic from bank transactions |
| Quarterly tax estimate | Pro | Premium and Business plans |
| Schedule C export | Year-end bundle (PDF and CSV) | Deduction export with Schedule C totals |
Competitor prices and features were checked against each company's own pricing and help pages in November 2026. Prices change, so check theirs before you decide.
Every new account gets 30 days of Pro, no card required. Then stay on Free (unlimited trips, clients, expenses, and invoices, 10 time entries a month) or keep Pro for $48 a year ($4 a month).
See pricingKeeper's pitch is that it files for you. The Standard plan at $199 a year includes a federal return and up to two state returns, and it categorizes your bank transactions as deductions along the way. If what you want is someone to take the return off your plate, that is a real service and I do not offer it.
Keeper also offers a $20 a month bookkeeping-only plan, and higher plans that add quarterly taxes, rental properties, and business returns.
Bank transactions do not tell you how many business miles you drove, how many hours you billed a client, or which invoices are still unpaid. Keeper's pricing page lists mileage as coming soon, and does not list time tracking or invoicing.
Self Employment Toolkit is built around those records. Trips are valued at the IRS rate for the date you drove. Hours roll into invoices. Paid invoices post to income. At year end, the Schedule C bundle gives you or your preparer the numbers in form order.
Self Employment Toolkit is a web app that works in your phone's browser. There is no App Store app yet and no automatic drive detection: you start and end each trip yourself, and the route distance is filled in for you. Invoices are emailed as PDFs, but clients cannot pay them by card inside the app yet. It does not file your tax return.
If you file your own return with tax software, or you hand a preparer your numbers, Self Employment Toolkit covers the year and the export covers the handoff. If you want a service to file for you, Keeper does that. Some people will reasonably want both.
Comparing other tools too? See every comparison, or read the full FAQ.
The tax year starts January 1, so the cleanest time to switch is before your first trip of the year. Every new account gets 30 days of Pro, no card required, so you can import what you have and try every feature. After that, keep Pro for $6 a month or $48 a year, or stay on Free.
Start free